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Working Capital
Working capital provides your business with quick access to cash by leveraging your current achievements and future potential. With funding options up to $10 million, it serves as a dynamic alternative to traditional loans.
Ideal for startups, expansions, or established operations, working capital helps you address challenges and seize opportunities without the usual delays of traditional lending. It's a flexible solution for short-term needs, often without the requirement for collateral, as payments can be linked to your daily credit card sales or cash flow.
If your business is generating revenue, working capital can boost essential expenses or growth initiatives, ensuring a bright future ahead!
The Berkman Adgantage
Why Choose Us?
Competitive Rates, Delivered Fast
We provide high-quality financing at competitive rates—fast. Get the capital you need to keep your business moving forward.
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Your Success Is Our Priority
At Big Think, we’re more than a lender—we’re a partner. We take the time to understand your business and match you with the best funding solution for your goals.
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Simple, Streamlined Application
Our fast, hassle-free application process gets you approved and funded quickly—without affecting your credit score.
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A Track Record of Results
We’ve helped businesses across industries access the capital they need to grow and succeed. Don’t just take our word for it—see what our clients have to say below.
Pre-Requisites
Minimum Requirements
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No FICO score requirements
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3+ months in business
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$75,000 in yearly revenue
Easy Application Process
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Apply Online: Complete an easy online funding application.
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Receive Offers: Get the best offers from our network of providers.
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Get Funded FAST: Receive funds in as little as 24 hours.
Advantages
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How it Works
A Merchant Cash Advance is not the same as a loan from a bank. MCAs are a type of unsecured advance of funds. With an MCA, repayment is covered by a percentage of your daily credit card processing volume.
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Together, we will set up a repayment mechanism that allows us to automatically deduct an agreed-upon percentage (this percentage is typically called the retrieval rate) of your credit card sales every day. As long as your business continues to process credit cards with a legitimate payment processor, you won't miss a daily payment.
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With an MCA there is flexibility. The more credit card transactions your business processes, the faster you'll be able to repay the advance. Should card transactions be lower on any given day, the amount paid back that day will also be less. This means that during times of slow business, you won't have to worry about making a large monthly payment.
Interested? Please complete the form above and we'll reach out to you shortly!