Call: 855-760-2146

WORKING CAPITAL UP TO $1,000,000

At Berkman Financial, Our Goal Is To Make Access To Working Capital Easy, Transparent, Cost-effective And Fast.

Fill out our simple form to get the financial capital you need to take your business to the next level.

How it Works

Qualification is easy, funding is quick, and payback is transparent!

1. Apply

2. We review your application

3. Receive funding

We review your goals and present you with programs that match your needs. You’ll get an offer in 24 hours.

Choose your program and receive funding within 48 hours.

Testimonials

“Getting money from Berkman Financial was easier than I could have imagined. The entire team at Berkman worked hard and they were honest with me each step of the way. The process was stress free and I would highly recommend them”

Viral Patel, Columbus Mini Mart & Storage

“Working with Berkman Financial was such a quick and easy process. They were honest with us during each stage of the process and got us our money with 2 days. When it comes to financing my business, there’s no one else I would go to!”

Omar Gonzalez, Ramo Carriers

I contacted Berkman Financial to obtain some working capital to grow my business. The Berkman team was incredibly helpful and the process was very smooth. They took the time to explain all available options and I had the funds in our account within 3 days! I would strongly recommend Berkman Financial!

Ron Weber, Penma

Berkman Financial made my financing process quick and easy, allowing me to purchase the equipment my business needed. I was guided through every step of the process and never felt like I had to fend for myself. I would definitely recommend Berkman Financial and look forward to working with them again.

Giovanni Lara, Wallboard Solutions

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85 Broad St. New York, NY 10004

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In these uncertain times traditional financial institutions are often not the best option in getting capital for your small businesses. Berkman Financial is working with the Small Business Administration, local government, and banks to help you secure SBA and disaster relief loans. SBA loans are guaranteed, low risk and provide easy access to capital. 

SBA LOANS

An SBA loan is a low-interest, government-backed loan, with the longest term and lowest rates available. Repaid monthly, it is available to businesses that have been in business for at least two years. Collateral is required for loans over $350,000 in some situations.

What is an SBA Loan?

An SBA loan is a loan issued by a traditional lender or alternative finance company that is backed by a guarantee from the U.S. Small Business Administration. There are four different types of loan guarantee programs through the SBA: 7(a) loans, CDC 504 loans, microloans and disaster loans. The 7(a) program, which is the option available through Corporate Capital Solutions, represents the bulk of the SBA-backed lending. Because of their federal guarantee, SBA loans are the lowest cost long-term funding available to small businesses. Before the involvement of alternative finance in the SBA market, getting an SBA-guaranteed loan was a lengthy, cumbersome process, which has now been simplified.

How can I get an SBA Loan?

Berkman Financial has streamlined the application process for all kinds of funding. SBA loans, however, have a higher threshold for approval than other types of funding. You must be in business for at least two years and be a U.S. citizen or legal permanent resident. Not every kind of business is eligible; check the SBA’s requirement list before you apply. You must have no bankruptcies in the last three years and no defaults on government-backed loans. Most importantly, your financial statements must show that your cash flow will support the loan’s repayment.

How can I use an SBA Loan?

You can use the proceeds of an SBA loan for short- or long-term working capital, including seasonal financing, construction financing and inventory. You can also use it to buy equipment or real estate, or to renovate existing real estate. You cannot use an SBA loan to refinance existing debt or to pay delinquent taxes.

Advantages of an SBA loan:

  • Longest terms and lowest rates available
  • Monthly repayment structure
  • Loans up to 5 Million
  • Low interest rate
  • 10-year term



SBA Loan Relief Program

Fill out our Quick Apply application